Participating Servicers

Your servicer is the company that you make your mortgage payments to each month. If you do not see your servicer in the table below, please contact them and ask them to participate in the Keep Your Home California programs. We will update this list as additional servicers come on board. Please check back often.

Program Reference List

UMA – Unemployment Mortgage Assistance Program
MRAP – Mortgage Reinstatement Assistance Program
PRP – Principal Reduction Program
TAP – Transition Assistance Program

Servicers UMA MRAP PRP TAP
1st 2nd Mortgage
1st United Services Credit Union
1st Valley Credit Union
21st Mortgage Corporation
360 Mortgage
Servicers (A) UMA MRAP PRP TAP
Acqura Loan Services
American Finance House LARIBA
American Financial Resource, Inc.
American Interbanc
Americash
AMS Servicing LLC
Anheuser Busch Employee Credit Union
Antioch Federal Credit Union
Arrowhead Credit Union
Servicers (B) UMA MRAP PRP TAP
Bank of America
Bank of the West
Bay Valley Mortgage Group
Bayview Loan Servicing
Bourns Employees Federal Credit Union
BSI Financial Services
Budget Mortgage Corp
Burbank City Federal Credit Union
Servicers (C) UMA MRAP PRP TAP
Cal State LA Federal Credit Union
CalHFA
Caliber Home Loans
California Home Loans
CalVET
Capital One, N.A.
Capitol Mortgage Services
Carrington Mortgage Servicing LLC
Cash Call
CCO Mortgage
Cenlar, FSB
Central Mortgage
Chase Home Finance LLC [Disclaimer]

This servicer is currently limiting its participation in the Principal Reduction Program (PRP) to loan recasts only. A recast is when funds are applied to reduce the existing unpaid principal balance and a new monthly payment is calculated without a loan modification. There are no changes to the interest rate, term or program type. Homeowners must meet Keep Your Home California eligibility requirements and any additional servicer requirements.

Cherry Creek Mortgage
CIS Home Loans
CitiMortgage/Citibank [Disclaimer]

This servicer is currently limiting its participation in the Principal Reduction Program (PRP) to loan recasts only. A recast is when funds are applied to reduce the existing unpaid principal balance and a new monthly payment is calculated without a loan modification. There are no changes to the interest rate, term or program type. Homeowners must meet Keep Your Home California eligibility requirements and any additional servicer requirements.

Citizens Equity First Credit Union
CMG Financial
Cole Taylor Mortgage
Colonial Savings
Commerce Mortgage
Community First Credit Union
Community Mortgage Funding
Community Trust / Self Help Credit Union
CU Factory Built
Servicers (D) UMA MRAP PRP TAP
Delta Community Credit Union
DFI Funding Inc.
Dubuque Bank & Trust
Servicers (E) UMA MRAP PRP TAP
EMC Corporation [Disclaimer]

This servicer is currently limiting its participation in the Principal Reduction Program (PRP) to loan recasts only. A recast is when funds are applied to reduce the existing unpaid principal balance and a new monthly payment is calculated without a loan modification. There are no changes to the interest rate, term or program type. Homeowners must meet Keep Your Home California eligibility requirements and any additional servicer requirements.

Everhome
Evolve Bank & Trust
Exchange Bank
Servicers (F) UMA MRAP PRP TAP
Fay Servicing
FCI Lender Services Inc
Fidelity Bank
First Bank Mortgage
First Mortgage Corporation
First Tech Federal Credit Union
First US Community Credit Union
Flagstar Bank
Franklin American
Fremont Bank
Servicers (G) UMA MRAP PRP TAP
GFS Capital Holdings
Green Tree Servicing LLC
Gregory Funding
Guaranty Bank
Guild Mortgage Company
Servicers (H) UMA MRAP PRP TAP
Habitat for Humanity Stanislaus
Home Servicing LLC
Honda Federal Credit Union
HSBC – Beneficial
HSBC – Household
HSBC Bank USA, N.A
HSBC Mortgage Servicers
Servicers (I) UMA MRAP PRP TAP
iServe Servicing Inc.
Servicers (J) UMA MRAP PRP TAP
JB Nutter
JP Morgan Chase Bank [Disclaimer]

This servicer is currently limiting its participation in the Principal Reduction Program (PRP) to loan recasts only. A recast is when funds are applied to reduce the existing unpaid principal balance and a new monthly payment is calculated without a loan modification. There are no changes to the interest rate, term or program type. Homeowners must meet Keep Your Home California eligibility requirements and any additional servicer requirements.

Servicers (K) UMA MRAP PRP TAP
Kern Schools Federal Credit Union
Kinecta Federal Credit Union
Kondaur Capital Corporation
Servicers (L) UMA MRAP PRP TAP
Lakeview Loan Servicing
LenderLive Network
Lenox Financial Mortgage Corp
Loan Care
Logix Federal Credit Union
Servicers (M) UMA MRAP PRP TAP
M&T Bank
MegaStar Financial Corp.
Meriwest
Michigan Mutual Inc.
Mid First Bank/Midland Mortgage Co.
Midwest Loan Servicing
Miramar Federal Credit Union
Mortgage Management Consultants Inc.
Mountain West Financial
Multi Financial Services
Musicians Interguild Credit Union
Servicers (N) UMA MRAP PRP TAP
NAPUS Federal Credit Union
Nations Direct Mortgage LLC
NationStar Mortgage LLC [Disclaimer]

This servicer is currently limiting its participation in the Principal Reduction Program (PRP) to loan recasts only. A recast is when funds are applied to reduce the existing unpaid principal balance and a new monthly payment is calculated without a loan modification. There are no changes to the interest rate, term or program type. Homeowners must meet Keep Your Home California eligibility requirements and any additional servicer requirements.

Nationwide Advantage Mortgage Company
Navy Federal Credit Union
Neighborhood Housing Services of Silicon Valley
New American Funding
New York Community Bank Mortgage
Nex Bank
Servicers (O) UMA MRAP PRP TAP
Ocwen Loan Servicing IA
Ocwen Loan Servicing, LLC
Olympia Mortgage & Investment Co
One West Bank
Orange County's Credit Union
Servicers (P) UMA MRAP PRP TAP
Pacific Community Credit Union
Paramount Equity Mortgage
Paramount Residential Mortgage
Parkside Lending
Patelco Credit Union
Penny Mac Loan Services
Pentagon Federal CU
PHH Mortgage
Pinnacle Mortgage Group
Planet Home Lending
Platinum Home Mortgage
Plaza Home Mortgage
PMAC Lending Services, Inc.
PNC Bank (Retail)
PNC Mortgage
Point Loma Credit Union
Provident Funding
Servicers (Q) UMA MRAP PRP TAP
Quicken Loans Inc.
Servicers (R) UMA MRAP PRP TAP
Regions Bank
Residential Credit Solutions, Inc.
RoundPoint Mortgage Servicing
RPM Mortgage
Rushmore Loan Management Services
Servicers (S) UMA MRAP PRP TAP
Safe Credit Union
San Diego County Credit Union
San Diego Metropolitan Credit Union
San Joaquin Power Employees Credit Union
Santander (formerly Sovereign Bank)
Savings Bank of Mendocino County
SchoolsFirst Federal Credit Union
Select Portfolio Servicing
Selene Finance LP
Seterus
SF Fire Federal Credit Union
Shellpoint Mortgage Servicing
Shore Mortgage
Sierra Pacific Mortgage Company
Skyline Financial Corp
South Bay Credit Union
Spartan Mortgage Services
Specialized Loan Servicing, LLC
Springleaf Financial
Star One Credit Union
Statebridge
Sterling Bank/Sterling Savings Bank
Suburban Bank/ Sterling Savings Bank
Sun Trust Mortgage
Sun West Mortgage Company
Servicers (T) UMA MRAP PRP TAP
Technology Credit Union
The Money Brokers Inc.
TruHome Solutions
Servicers (U) UMA MRAP PRP TAP
U.S. Bank
UMe Federal Credit Union
Umpqua Bank
Union Bank
United Nations Federal Credit Union
United States Automobile Association (USAA)
United Wholesale Mortgage
Servicers (V) UMA MRAP PRP TAP
Valley Bank & Trust
Vertical Recovery Management
Vitek Mortgage Group
Vons Credit Union
Servicers (W) UMA MRAP PRP TAP
Wachter Investments Inc.
Water Power and Community Credit Union
Wells Fargo/ America’s Servicing Company
West Star Mortgage, Inc.
Western Federal Credit Union
Western Healthcare Federal Credit Union
WJ Bradley Mortgage Capital LLC