Homeowner Abigail M. has a hard-to-beat connection that introduced her to Keep Your Home California.
When Abigail of Stockton lost her accounting and executive secretary position in the homebuilding industry in late 2010, she was like many Californians — concerned about how to make ends meet, especially her mortgage payments.
“I worried that if we ran out of unemployment benefits, we were going to be homeless,” says Abigail, whose husband was battling kidney cancer and recovering from surgery at the time.
So, Abigail checked into different government housing assistance programs with little luck. She attended foreclosure prevention workshops to learn more about her options. And she even reached out to her local elected representatives and President Obama.
“I found out about the program by writing a letter to President Obama,” says Abigail, who received information about Keep Your Home California from the U.S. Treasury Department. “Thank God, people read those letters.”
Indeed, the department gave her information about the $2 billion mortgage assistance program that was established with federal funding approved by President Obama.
She applied and was approved for the Unemployment Mortgage Assistance Program in November 2011.
“The packet was easy to follow,” Abigail says.
The couple received nine months of mortgage assistance from the state-run program, giving them some financial breathing room during a very difficult period.
“I tell everybody” about Keep Your Home California, says Abigail, adding many homeowners continue to suffer in Stockton, often reported as the hardest-hit community for foreclosures in the nation. “I look at prices in my subdivision, and it breaks my heart. Unfortunately, I’ve run into some high school friends who need help.”
“It’s been a hard road,” Abigail. “If you guys weren’t here, I can’t imagine what would have happened to a lot of us.”