When a big bank closed a major service center, it created a huge problem for Edith G.
But the five-year employee and single mother turned the challenge into a major opportunity, thanks to Keep Your Home California and the state Employment Development Department.
Edith was laid off from the now-closed service center in October. She soon applied for jobless benefits – and Keep Your Home California’s Unemployment Mortgage Assistance program, which provides as much as $3,000 per month for up to one year.
Edith, who was referred by a friend, submitted her documents a few weeks after she was approved for unemployment benefits, a requirement for the Unemployment Mortgage Assistance Program.
“The instructions are very clear, very easy,” she says. “I gave them everything that they needed.”
She was approved within a few weeks.
“I was so happy, I cried,” she says.
Now, her monthly mortgage is covered and she can focus on her education — and entering a new profession. The Employment Development Department is covering most of her costs to attend a local college and get the education needed for a state position.
“It gives me a chance to attend school, to study,” says Edith, who wants to be an accounts technician for the state. The EDD-Keep Your Home California combo has “made my life easier, better.”
And, like many homeowners who have been helped with the program, she educates others about Keep Your Home California. In fact, she posts details about the program on a Facebook page for former employees at the service center.
Several former employees have applied and been approved for Keep Your Home California, including two co-workers who also are attending college with Edith to expand their skills and hopefully get hired by the state.
“I said ‘this program is real, I’m one of the beneficiaries,’ ” she says of her Facebook post. “I got more than 50 Likes.”