Unemployment program helped husband and wife after they were both laid off with newborn.
It’s a story that is heartbreaking for any family.
Brayton W. and his wife decided to buy their dream home in Riverside during 2009. Two years later, they welcomed a new little girl into the world.
After working at a hotel for more than four years, the company decided to downsize and, as a result, Brayton was laid off.
The family turned to their savings to pay the bills and mortgage. Brayton worried about what would happen after the money was gone from the savings account.
“That’s the last thing you want to do is move from house-to-house when you have a newborn,” Brayton says.
A couple months later, Brayton’s wife, a school nurse for a local school district, was also laid off.
Fortunately, Brayton found out about the Keep Your Home California program through an unemployment workshop.
“I spoke to a counselor and went through the process of applying for the unemployment assistance program,” Brayton says. “It was a blessing for the next nine months. I wouldn’t have to worry about my house payment while I looked for a job.”
The Unemployment Mortgage Assistance Program offers as much as $3,000 per month for up to 12 months for out-of-work homeowners. Qualifying homeowners must have received unemployment benefits from the state Employment Development Department within the past thirty days, at the time of their Keep Your Home California application.
He says it was the best feeling to know that his family could stay in their dream house.
“We didn’t really want to give up the house. It meant the world to my wife and me,” Brayton says. “To know there was a program to help you.”
He wants others to know the process is straightforward and the program can help tremendously.